P&B Capital Group, LLC wants to help consumers reach a restored state of financial wellness and reach their financial potential. We’ve gathered several tools and resources from reputable sources to support consumers in developing increased financial literacy on topics including credit, budgeting, saving, and more. We understand that the debt resolution process can be stressful. Our team wants to provide you with the guidance and resources that will help make the process as smooth as possible.


Flexible Payment Options

We know life is hectic; that’s why we provide convenient and flexible payment options to meet consumers where they are. Consumers can pay through our online payment portal available 24/7, pay by phone, or pay by mail. If you have questions about your account or would like to discuss payment plan options, we encourage you to call our team during our regular business hours. The P&B Capital Group team is here to help. Our representatives are available Monday through Friday from 9 am to 6 pm ET. Please call us at 888-569-9635.

Growing Personal Financial Literacy

Most of us didn’t learn about personal finance in school or growing up. Studies show that millions of Americans are missing important information about key personal finance topics. That’s why P&B Capital provides links to free online resources to assist consumers with improving their financial literacy and wellness. We encourage you to take advantage of these free online resources that can help you develop a better understanding of personal finance and build a strategy for achieving your financial goals.

Free Annual Credit Report

We encourage you to review your credit report at least once a year. One of the links you will find on our website is AnnualCreditReport.com. This is the centralized website where the 3 major credit bureaus provide access to your free annual credit reports, as required by federal law. The website also provides helpful information about credit scores, credit reporting, identity theft prevention, and more.


As mentioned on our Consumers page, MyCreditUnion.gov provides general information about credit, saving & investing, homeownership, consumer loans, and more. This website is provided by the National Credit Union Administration. Users can find answers to common personal finance questions, quiz themselves, and learn more through games and educational modules.

Know My Debt

We are active members of ACA International, an association of collectors dedicated to upholding high standards of integrity and respect. ACA provides the resource called Know My Debt, a website for consumers to learn more about the debt collection process and gain a better understanding of personal finance topics.


We partner with creditors to help consumers resolve past-due accounts. If you’ve been contacted by us, we understand you may have questions about who we are and what we do. For this reason, we have provided an FAQ section on our website with common questions and answers about our company.

Representative Assistance

P&B Capital Group is available to answer your questions and provide account support. We encourage you to contact our team by phone during business hours or by email at any time. If you are a consumer, please have your account information ready as part of our verification process.


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To learn more about P&B Capital, please visit pandbcapitalgroup.com and follow P&B Capital Group on LinkedIn and Facebook.

About P&B Capital Group

P&B Capital Group, LLC is a nationally licensed, third-party collection agency that services non-performing accounts receivable and loan portfolios with compliance, transparency, and respect. We help consumers understand and resolve their financial obligations while providing improved cash flow for our creditor clients. P&B Capital Group is headquartered in West Seneca, NY.